Theory 66/Shivering/Ratio lens
Shivering Rate Is Loss Against Insulation
The claim
Shivering intensity is set by the ratio of heat loss to insulation, so the same cold requires more shivering in wet clothing.
01Mechanism
Heat production must match loss; insulation sets how much production is needed at a given temperature.
02Prediction
Intensity should track the ratio.
03Refutation
Intensity tracking temperature would remove insulation.